Accident Insurance
Voya’s Accident Insurance is affordable insurance that can help you pay for the out-of-pocket costs you may experience after an accident. This is a voluntary benefit that you can elect and have paid for through regular payroll deductions.
What is Accident Insurance?
Accident insurance pays you benefits for specific events resulting from a covered accident. The amount paid depends on the type of accident and care received. Accident insurance is a limited benefit policy, it is not health insurance and does not satisfy the requirement of minimum essential coverage under the Affordable Care Act.
How Can Accident Insurance Help?
Below are a few examples of how your accident insurance benefits could be used:
- Medical expenses, such as deductibles and copays
- Home healthcare costs
- Lost time from work
- Everyday expenses like utilities and groceries
How Much Does Accident Insurance Cost?
All employees pay the same rate, no matter their age.
Who is Eligible for Accident Insurance?
- You—all full-time active employees working.
- Your spouse—under age 70. Coverage is available only if Employee coverage is elected.
- Your child(ren)—to age 26. Coverage is available only if Employee coverage is elected.
How to Receive Reimbursement for a Claim?
Go to VOYA’s Claim Forms Library, to access required claim forms. Select Accident Insurance or Wellness/Health Screening Benefit located on the left side of the page.
Wellness Benefit Claim Reimbursement Forms
For Wellness Benefit Claim Reimbursement choose the following form:
- Claim Form for Employee: Wellness Benefit Claim (Form #171872)
Accident Forms
For Accident choose the following forms:
- Claim Form for Employee: Accident Insurance Claim—Employee/Member (Form #171874)
- Claim Form for Physician: Physician’s Disability Statement for Off-Job Accident Disability Income Rider Claim (Form #171873)
Additional Resources
Nothing in this summary of benefits may be construed as a contract with any employee, which can occur only by a specific written agreement between Adelphi University and the employee. The University reserves the right to change, modify or eliminate any benefit in this summary at any time, with or without notice, according to the terms of the applicable Collective Bargaining Agreement.
Each year, Annual Enrollment is provided in November during which time employees may elect to change plans with the change being effective on the subsequent January 1.
Benefit Specialists
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Contact
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Levermore Hall 203H
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Contact
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516.877.4970
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Levermore Hall 203A